When you start making plans for the future, you'll probably need to talk things over and get some help putting it all into practice.
It's time to call on the experts. The sixth and final step brings on the financial advisers and looks at how to make the relationship work for you.
The basics
- There are three types of adviser: insurance brokers, banks and tied Three types of adviser
- Insurance Brokers can recommend products from any company
- Banks recommend products from a specified range
- Tied advisers can only recommend products from one company
- Make an appointment just to talk to an adviser before you commit to anything
- Check out an adviser carefully Check out an adviser carefully
- Always do your homework – you're the one who has to make the decisions Do your homework
- Take your paperwork to the meeting and check your plan afterwards Take your paperwork to the meeting
- Ask questions – if you don't feel comfortable, walk away Ask questions
The arrow icon () will take you to the relevant area within the story or feature article.
) will take you to the relevant area within the story or feature article.The whole story: Get advice
Get advice about your plan and how to make it happen from an expert – a financial planning adviser.
Feature article: Choosing an adviser
Find the financial planning adviser that's right for you – you're looking for a long-term relationship.
Read about choosing an adviser
Feature article: Working with an adviser
So now you've found a financial adviser – what happens next?
Read about working with an adviser
